What’s your style?

Whether you love boots or high heels, taking the first step to financial security is easier when you have a plan. So step out in your favorite footwear and join us to learn strategies for building financial success.

See the SECURE plan to build financial security for your future.


S = Save 15% or more of your income

E = Earn enough to meet your needs

C = Create a comfort-cash fund and control costs

U = Understand the power of compounding

R = Reduce debt, reduce risks (to your property and income)

E = Educate yourself about investing and personal finance

Are you ready to start building more financial security? Start here with the SECURE Plan.

Save something for your future needs. You can’t grow a garden without first planting some seeds. Sow the seeds to your future harvest by saving 15% of your income. If you can’t save 15% of income now, do what you can, then look at ways to increase it.

Earn enough to meet your needs. Seems obvious, but many women struggle with low-paying jobs, or fail to ask for raises or promotions. If you’re not satisfied with your earnings, look at ways to improve your skills and training to earn more. Also consider whether your current job is a good fit for your talents and abilities.

Create a comfort-cash fund to cushion yourself from life’s unexpected challenges. No one is immune from things like job losses, health problems, or a car needing expensive repairs. You’ll feel more financially secure if you know you have emergency funds to help out.

Understand the power of compounding. If you give your investments at least 20 years to grow, the earnings alone will likely be many times more than the amount you put in (no guarantees, of course). Compounding is like money going viral. You’ll get motivated when you see how it works.

Reduce debt. Carrying a lot of debt is like trying to drive with the brakes on all the time. It’s hard to make forward progress if you’re paying interest on high balances.

Reducing risk means using appropriate insurance to help cover things you can’t afford to lose. Obvious examples are a home or a car. But also look at disability insurance if you rely heavily on your current income, and life insurance if others depend upon you. Insurance is where you pay to have someone else protect you from large losses which could undermine your financial security.

Educate yourself about investing and personal finance. We like to say, “Take 4 for your future.” Set aside 4 times a month to browse and read about these topics. Even if you just spend 15 minutes at a time (like you’re doing now), you’ll grow in knowledge and confidence. When you understand the basics of investing, you’ll be able to choose investments that meet your goals.