Retirement planning for age 36-49

If you haven’t started saving yet, it’s time to play catch-up. This can be a productive time to do some easy retirement planning.

Get your FREE 5 page report on the right, “Are you on track for retirement?

You’ll find 2 of the web’s best retirement planning questionaires, 2 easy formulas for knowing how much you might need, plus tips for how to make retirement planning easier.

Retirement planning is financial freedom planning

Get back on track–or see if you’re saving enough:

**Run your numbers on a good retirement planning calculator

**Increase your retirement contributions to 15% of income.

**Automate your savings so you don’t have to think about it. Life’s busy.

** Start or continue investing within the vehicle of a Roth IRA. It’s tax-free, not just tax-deferred.

**See a financial planner for personal and specific help.

Fidelity Investments recommends that by age 45, you have saved three times your annual salary. For example, if your annual salary is $50,000, you should aim for having $150,000 by age 45.

Figure it now. Your recent average annual salary _________ times 3 = $__________________

If you’re not there yet, you still have time to start. Remember, if you can give your savings and investments at least 20 years before you need to use them, you’ll get the benefit of  compounding.

Get your FREE 5 page report on the right, “Are you on track for retirement?

Looking for ways to get yourself motivated and empowered around your money? Check out this teleseminar with Life Strategist Sarah Hargrave:   Money, Beliefs and You

 “Learning to create abundance is a process of growth; it may require changing
your thinking and expanding your beliefs about what you deserve to have.”
Sanaya Roman